How Kopay Works

India's best in class Omni Channel payment gateway - SMS, Email, Whatsapp, Facebook, Website, Mobile Apps, and much more. Accept all major Credit Cards, Debit Cards, Netbanking, Wallets, and UPI.

1. Create Payment Links

2. Share with Customers

3. Get Paid

Do what you do, better

Meet your customers at their comfort zone. More payment options means more sales.
Grow your business faster with

Payment Gateway

Easy integration, complete online on-boarding, and extensive feature filled checkout to grow your online business.
Issue invoices and get paid with

Customised Invoices

Send customised invoices to your clients and get paid instantly with Kopay. Creating and sending invoice made easy.
No brainer payments with

Payment Links

Share payment link via an email, SMS, Messenger, Whatsapp etc, and get paid right away. Accepting payments from customers is now just a link away.
Integrate minimal coding payment with


Integrate Kopay Payment Buttons with just 2 lines of code. Get paid on you website, blog, videos, and more.
Share payment responsibility with

Split Pay

A simple, yet powerful tool to divide and accept payments from multiple parties. Think rent payment, restaurant bills, or cab fares!
Get paid quickly with

Quick Pay

Get paid quickly from your customers or friends. Quick Pay uses the latest QR technology to get you paid wherever, whenever.
Get paid directly with

UPI Payments

Accept payments via UPI and avoid the cumbersome SMS notifications and VPA's. Simply use apps like PhonePe, BHIM, WhatsApp, etc. from Kopay.
Up and running with


Faster on-boarding. Work with Kopay for all your payment needs.

Developers First Company

We are a developer first company. We write codes that enable scalable, robust, and flexible integrations. With no complex problems to solve, you can get up and running with Kopay in just a couple of minutes.

Made in India. Made for the world.

Humble beginnings. Rockstar developers. Based in India. Globally minded. That’s what we do.

Whether you are seeking to increase your domestic sales, or expand globally, let us take care of your payment needs. We will stand shoulder to shoulder with you in your quest of global domination.

We’re on your team.
  • Access to entire product suite
  • Next day settlement
  • Quick Onboarding
  • API access
  • 24x7 support


Grow your business with all the right tools to accept payments online from anywhere.
Up and running in minutes
Get your business up and running within minutes. No manual paperwork, and no extended compliance lead times. Automation is our jam.
Easy refund
Don’t sweat it when it comes to refunds. Our dashboard allows you to seamlessly process a refund to your customer with just a few clicks.
Layman Pricing
Our pricing is simple and transparent. No more surprises, charges, and bad tastes. You pay what you see. We’re fiercely competitive, too.
Fast settlement
Access your money faster. No need to wait for days for your processors to settle your accounts.
Easy integration
Don’t scratch your head with puzzling codes. Our codes are simple to read and easy to integrate. We’ve done the hard work for you.
Champion Dashboard
Our dashboard reporting makes running your business even easier. Kopay’s real time dashboard doesn’t miss a beat.
Multiple currencies
Accept up to 10 different currencies on your app or website. Mid market currency conversion like no other.
API driven
Scale your business with our robust API access. Accept payments anywhere with zero manual effort.
Friendly & Fast support
We’re always available via email, phone, telegram, whatsapp, and online chat. We pride ourselves for our friendly support.

Bank-level Security

Kopay ustilises bank-level security for all transactions on it's payment gateway environment. 128-bit encryption. RBI regulations compliant and always up to date with new regulatory requirements.